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Credit Card Services

Credit Card to Bank Account Transfer

Transfer money from your credit card to your own bank account. There is no merchant swipe and no product purchase — it is only a secure online transaction, and the money is credited only to the card holder's bank account.

Service charge

2% – 2.5% of amount

Minimum

₹10,000 per transaction

Credited to

Card holder's own account

Process

100% online, OTP-secured

How it works

1

Bring your documents

Carry your Aadhaar card, PAN card, and bank account number with IFSC code.

2

Name verification

We check that the name on your credit card matches your Aadhaar, PAN and bank account.

3

Secure online transaction

The transaction is done online. You will receive an OTP that you must enter — this keeps it safe from fraud.

4

Money in your bank account

The amount is transferred directly to the credit card holder's own bank account.

Charges & fees

Our service charge is 2% to 2.5% of the total transaction amount. The exact percentage depends on your bank and the type of card.

  • The charges include GST as applicable.
  • Bank transfer charges are separate and vary depending on the total transaction amount.
  • Final charges are confirmed with you before the transaction — there are no hidden fees.

Documents you must carry

  • Aadhaar card
  • PAN card
  • Bank account number with IFSC code

The name must match on all documents

  • The name on the credit card must match the name on your Aadhaar card and PAN card.
  • The bank account holder name must be the same as the name on the credit card.
  • If the names do not match, the transaction cannot be processed.

Important — please read (security & fraud prevention)

  • There is NO merchant swipe machine here — we do not sell any product to you. This is only an online transaction to transfer money to your bank account.
  • You may be required to complete KYC to add the bank account or for the transfer.
  • You must provide the OTP for the transaction and for KYC. Never share your OTP with anyone else.
  • The amount is transferred ONLY to the credit card holder's own bank account — never to any third party.
  • The minimum transaction value is ₹10,000.
  • All of these steps are for your security and to prevent fraud.

Have questions? Talk to us

Call or message us to know the exact charges for your card and to start the process.

Final charges depend on your bank, card type and the transaction amount. Funds are credited only to the credit card holder's bank account.